Miscellaneous Fee Schedule
Effective February 1, 2009
| Account History Transcript | $ 1.00 | Overdraft/NSF Fee Per Occurrence | |
| Account Reconciliation/Hour (Min Charge $10) | $20.00 | Less than $500.00 | $15.00 |
| ATM or Debit Card - Annual Fee | Free | $500.00 to $5,000.00 | $20.00 |
| ATM/Debit Card - PIN Replacement | $ 5.00 | Greater than $5,000.00 | $30.00 |
| ATM/Debit Card - PIN Reminder | $ 2.50 | Overdraft Protection Transfer | $ 2.00 |
| ATM Debit Card - Transaction | Photocopy Service | $ 0.25 | |
| F&M Bank & Trust Terminal | Post Dated Check Notice | $20.00 | |
|
Withdrawal or Balance Inquiry |
Free | Pre-Authorized Automatic Transfer Manual Post | $ 3.00 |
| Deposit or Transfer | Free | Research/Hour (Min Charge $10) | $20.00 |
|
Empty Deposit Envelope |
$20.00 | Returned Deposit Item | $ 5.00 |
| Non F&M Bank & Trust Terminal | Rolled Coin/Roll - Non-Customer Only | $ 0.50 | |
| Withdrawal or Balance Inquiry | $ .90 | ||
| Deposit or Transfer | Free | Safe Deposit Box - Annual Rent | |
| Point of Sale (POS) | Free | 2" x 5" | $10.00 |
| Empty Deposit Envelope | $20.00 | ||
| Bond Coupon Collection Envelope | $ 5.00 | 3" x 5" | $15.00 |
| Bond Coupon Returned/Envelope | $10.00 | 5" x 5" | $20.00 |
| Cashiers Check | $ 4.00 | 3" x 10" | $25.00 |
| Certified Check | $20.00 | 5" x 10" | $35.00 |
| Check Cashing - Non-Customer Only | 1.00% | 10" x 10" | $50.00 |
| Check Collection - Incoming or Outgoing | $15.00 | 10" x 20" | $75.00 |
| Check Reproduction | $ 2.50 | Safe Deposit Box - Emergency Drilling | $200.00 |
| Coin Counting/Sorting - Non-Customer Only | 10.00% | Safe Deposit Box - Late Payment Fee | $ 5.00 |
| Continuous Overdrawn Status/Day | $10.00 | Safe Deposit Box - Lost Key | $15.00 |
| Currency Gift Envelope | $ 0.25 | Savings Bond Re-Issue or Transfer/Bond* (Min Charge $10.00) | $ 0.50 |
| Deluxe VISA Gift Card | $ 3.75 | Signature Guarantee/Document | $ 5.00 |
| Duplicate IRS Form | $ 2.50 | Special Account Statement | $ 1.75 |
| Early Account Closing (Checking or Savings) | $10.00 | Statement Reproduction | $ 2.50 |
| Fax Service - Domestic/Page | $ 2.00 | Stock Transfer/Bond Redemption Letter* | $10.00 |
| Fax Service - International/Page | $ 5.00 | Stop Payment | $20.00 |
| Foreign Collection - Check* | $15.00 | Strapped Currency Order - Non Customer Only | $10.00 |
| Foreign Collection - Coin & Currency* | $20.00 | Telephone Transfer - Employee Assisted | $ 3.00 |
| Foreign Currency Order* | $25.00 | Telephone Transfer - Automated Telephone System | Free |
| Foreign Draft Order* | $25.00 | Temporary Encoded Check | $ 0.25 |
| IRA Plan Closing/Transfer | $25.00 | Travelers Checks/$100 | $ 1.00 |
| Levy or Garnishment Processing | $50.00 | Travelers Checks for Two/$100 | $ 1.50 |
| Manual Posted Check | $ 0.50 | Travelers Checks - International/$100 | $ 3.00 |
| Money Order | $ 1.00 | Treasury Bills/Notes Purchase* | $50.00 |
| Night Depository Bag - Locked | $20.00 | Undeliverable Account Statement | $ 3.00 |
| Night Depository Bag - Unlocked | $ 5.00 | Wire Transfer - Domestic Outgoing | $20.00 |
| Notary Service - Non-Customer | $ 0.50 | Wire Transfer - Domestic Incoming | $10.00 |
| Online Banking Transfer | Free | Wire Transfer - International Outgoing | $50.00 |
| Online Banking Check Image | Free | Wire Transfer - International Incoming | $10.00 |
| Online Banking Bill Payment | Free | ||
| Fees are subject to change without notice | * Plus Postage and/or Correspondent Bank Fees | ||
