Horizons Unlimited Senior Club

Available exclusively through Farmers & Merchants Bank & Trust,
Horizons Unlimited offers adults age 50 and over a host of special opportunities.

As a member, you will enjoy social activities, educational opportunities and banking services designed to enhance your lifestyle.

Horizons Unlimited Banking Club Highlights:

Membership ID Cards - Special membership card quickly identifies you as a privileged Horizons Unlimited member. Please present your card for free banking services included in this program.

Free Regular Checking - No minimum balance is required and you pay no monthly service charge. Free personalized Horizons Unlimited checks are available or receive a 50% discount on special orders. If you prefer an interest bearing checking account, you must follow the terms and conditions applicable to that account. However, you will also be entitled to the same check offer listed above.

Free VISA Card - Receive a VISA card with no annual fee when you make your first purchase. The VISA Card is issued by Elan Financial Services.

Free Safe Deposit Box - Free rental on a safe deposit box for one year. In subsequent years, a 10% rental discount on the box. This offer is based on availability.

Additional Membership Benefits

Membership Qualifications

Reserve your place in Horizons Unlimited today! Please stop in, telephone or e-mail us a request using our Contact Us page and we will set up a personal appointment to open your Horizons Unlimited membership.

To join Horizons Unlimited, or with questions, please contact a Personal Banker.