Personal & Consumer Loans
In addition to the loans we make for financing your vehicle, home, or business we offer a variety of personal loans to qualified customers for your other borrowing needs.
We have loans available to you to make home improvements, purchase a boat, take your dream vacation or for whatever other reason you may need money. Let us be your financial resource!
Our personal loans offer you the following:
- Competitive interest rates on all types of loans with lower rates available on some types to deposit customers in good standing.
- Repayment terms of up to 60 months or more to qualified customers.
- Repayment methods designed to save interest over the term of the loan.
- Liberal down payment requirements of 20% or less to qualified customers.
- Flexible collateral requirements.
- Prompt approval, usually in less than 24 hours.
- Professional service from experienced lenders.
If you are interested in applying for a loan from the Farmers & Merchants Bank & Trust, please stop in, telephone, or e-mail us a request using our Contact Us page