Miscellaneous Fees

Account Service
Deposit Corrections	No Charge
Early Closing Fee	$ 5.00 per account closed within 90 days of opening
Garnishments and Levies	$ 10.00 per action
Reconciliations	$ 3.00 plus $1.00 per statement and $0.10 per item
Reproductions
Checks	$ 2.50 per check
Statements	$ 2.50 per statement
Research	$ 10.00 per hour (includes all reproductions)
Stop Payments
Less than $10,000	$ 7.50 per request
$10,000 or more	$ 10.00 per request
Statements
Special	$ 1.00 per statement
Transcript History	$ 1.00 per request
Supplies
Printed Checks	Bank Cost
Deposit Slips	Bank Cost
Night Deposit Bags - Locked	$ 10.00 per bag
Night Depsosit Bags - Unlocked	No Charge
Transfers
EZ-Access	No Charge
Telephone	$ 1.00 per transfer
Undeliverable Statement	$ 2.00 per statement
Official Checks
Cashiers Checks	$ 2.00 per check
Certified Checks	$ 7.50 per check
Personal Money Orders	$ 1.00 per money order
Gift Check	$ 3.00 per check
Counter Checks	$ 0.10 per check
Foreign Drafts	$ 15.00 plus Bank Cost per draft
Travelers Checks - American Express
Single	$ 1.00 per $100
For Two	$ 1.50 per $100
Check Cashing
Local Payroll	No Charge
Other (not drawn on our bank)	$ 3.00 per check
Foreign	$ 7.50 per check
Check Collection
Domestic - Incoming	$ 7.50 per check
Domestic - Outgoing	$ 10.00 per check
Foreign	$ 7.50 per check
Coin and Currency Service
Rolled Coin - Customers	No Charge
Rolled Coin - Non Customers	$ 0.10 per roll
Strapped Currency - Customers	No Charge
Strapped Currency - Non Customers	No Charge
Loose Coin Counting - Customers	No Charge
Loose Coin Counting - Non Customers	5% of total count
Foreign Coin and Currency Order	$ 10.00 per order
Foreign Coin and Currency Conversion	$ 7.50 per request
Supplies	Bank Cost
Coupon Collection
Customers	No Charge
Non-Customers	$ 5.00 per envelope
Document Service
Signature Guarantee (Medallion)	$ 5.00 per document
Stock Transfer Letter	$ 5.00 per letter
Bond Redemption Letter	$ 5.00 per letter
Photocopy	$ 0.20 per copy
Fax	$ 5.00 for the first page plus $1.00 each additional page
Notary	No Charge
Overdraft/NSF
Less than $500	$ 6.00 per occurrence
$500 to $5,000	$ 11.00 per occurrence
More than $5,000	$ 16.00 per occurrence
Continuous Overdraft/NSF
Less than $500	$ 2.00 per day (beginning on the 5th business day)
$500 to $5,000	$ 5.00 per day (beginning on the 5th business day)
More than $5,000	$ 8.00 per day (beginning on the 5th business day)
Pre-Authorized Transfers
Direct Deposits	No Charge
Withdrawals	No Charge
Wire Transfers - Domestic
Outgoing	$ 15.00 per transfer
Incoming (credit to account)	No Charge
Incoming (payable upon proper identification)	$ 7.50 per transfer
Wire Transfers - Foreign
Outgoing	$ 15.00 plus Bank Cost per transfer
Incoming (credit to account)	No Charge

MISCELLANEOUS FEE SCHEDULE

Service

Fee