Institution Privacy Statement

Privacy Statement

Collecting Information on our Website

Visitors to our bank’s website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

Date and time our site was accessed
Pages you visit and what is downloaded
IP address (a numeric address given to servers connected on the Internet
Type of operating system on your computer
Type of web browser you are using to view this site
City, state, and country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site. This information is only collected in the aggregate, and not on you individually. The bank does not collect or retain personal information when you browse our website or when you use the planning tools on our website, such as the calculator or the self-tests. However, visitors may elect to provide us with personal information via E-mail, online registration forms, or our guest book. This information is used internally, as appropriate, to handle the sender’s request. It is not disseminated or sold to other organizations.

Certain areas of our website may use a technology called "cookies". "Cookies" are small files our website installs on your hard drive’s computer memory (RAM), which contain technical and personal information and enable you to use our online transactions or applications. They are a requirement because they help protect the privacy of a customer’s transactions, for example, by automatically terminating an online session if the customer forgets to log out.

If you deny a cookie, you will be unable to process online transactions on our website.

When we use a cookie to call up a database file with personal information provided by you, that information is stored at the website, not in the cookie. Cookies cannot be used to capture your E-mail address, obtain data from your hard drive or gain confidential or sensitive information about you.

When you use a link from our website to go to another site, our privacy notice is no longer in effect.

We hope you find our website useful and informative and are always willing to answer questions and receive suggestions. If you have either, please E-mail the webmaster at ebank@fmmarinette.com Thank you.

CONFIDENTIALITY AND SECURITY

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Provisions Relating to Website Security

When contacting us at our website, please remember that it may be accessible by the public, and there are no security guarantees. Messages you send to us by E-mail are subject to viewing, alteration, and copying by potentially anyone on the Internet. We encourage you to send confidential correspondence through either the Postal Service or by using the telephone to speak directly to our employees

Internet Banking System

On the Internet Banking System section of our website we use a full range of Internet security measures. Security measures are a combination of industry approved security technologies to protect data for the bank and you, our customer. It features password-controlled system entry, a Veri-Sign issued Digital ID for the bank’s server, Secure Socket Layer (SSL) protocol for data encryption, and a router loaded with a firewall to regulate the inflow and outflow of server traffic.

You are able to protect unauthorized access to your information by using a unique Log-in ID and password.

The information you request from the Internet Banking System that pertains to your accounts can only be accessed with your Log-in ID and password. It is your responsibility to keep your Log-in ID and password confidential.

Do not disclose your Log-in ID and password to anyone. Our employees and associates will never ask you for your Log-in ID or password and cannot provide you with these numbers if you contact them.

Never write your Log-In ID and password on something others may see.

If you believe someone has accessed your accounts without authorization, or if someone has discovered your password or Log-in ID, please notify us immediately to change password or LOG-in ID.

We maintain and grant access to information on our Internet banking System only according to our internal security policies.

Information you submit to our Internet Banking System as well as information we send back to you while you are visiting our Internet Banking System is protected while passing through the Internet using encryption when necessary. Encryption, or cryptography is a method of converting information to an unintelligible code that is unreadable to anyone without the ability to decrypt it. You may update your personal information online through the submission of encrypted E-mail requests sent to our secure administration site. Notification is immediately sent to approved personnel alerting them to the receipt of your request.

Due to the secure nature of your confidential account information, the information is encrypted before it is transmitted through the Internet. We allow only confidential communication to be submitted for transmission if your browser is compatible with our security software. If your browser is not compatible, you will receive a message indicating your transaction cannot be completed because of the security risk.

Once received by us, all secure information is received by approved personnel. Auditing mechanisms have been put into place to further protect your information by identifying which employees have accessed, and in any way, modified, updated or added to your personal information.

Your account information is not permanently stored on our web server. The information only resides on our web server while you are viewing the information. It is permanently stored on our secured corporate computer systems. Our corporate network systems use proven security controls. We employ data security staff whose sole responsibility is to ensure the security of the information we process and store.

We encourage you to take a look at the following official U.S. Government websites
to learn more about Identity Theft, Fake Check Scams and much more.

OnLine OnGuard Your Online Safety Net Stop, Think, Click
OnLine OnGuard is maintained by the Federal Trade Commission (FTC) with
significant input from its many government and technology industry partners

FakeChecks.org - Everything you need to know... and more
"This Web site was created by the National Consumers League (NCL), the nation's oldest nonprofit consumer
organization, as a central source of information and advice about fake check scams. NCL created the site in
collaboration with the Alliance for Consumer Fraud Awareness, a coalition of consumer and business organizations,
government agencies, and companies that are committed to fighting fake check scams"

Fighting Back Against Identity Theft - Federal Trade Commission

This is the official website of the Federal Trade Commission. "This website is a one-stop national resource to learn about
the crime of identity theft. It provides detailed information to help you deter, detect, and defend against identity theft."

MARINETTE, WISCONSIN

Privacy Statement