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From The Desk of The President - The Worker, Homeownership and Business Assistance Act of 2009, which was signed into law on Nov. 6, 2009, extends and expands the first-time homebuyer credit allowed by previous Acts - Nov 6, 2009 IRS Newsletter.  Congress extends jobless benefits to record levels.   Big upgrades planned for Marinette, Bay shipyards  - Nov. 5, 2009 Journal-Sentinal. Ours and Theirs - Lockheed Martin LCS Freedom & General Dynamics LCS Independence - Oct 23, 2009.  Click on About Us - President's Message for links, pictures, articles and more...

 Transaction Account Guarantee Program.  The Farmers & Merchants Bank & Trust is participating in the Federal Deposit Insurance Corporation's (FDIC) Transaction Account Guarantee Program. Under the program, through June 30, 2010 all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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