Transaction Account Guarantee Program.
The Farmers & Merchants Bank & Trust is participating in the Federal Deposit
Insurance Corporation's (FDIC) Transaction Account Guarantee Program. Under
the program, through June 30, 2010 all non-interest bearing transaction
accounts are fully guaranteed by the FDIC for the entire amount in the
account. Coverage under the Transaction Account Guarantee Program is in
addition to and separate from the coverage available under the FDIC's
general deposit insurance rules.
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