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Consumer Loans

Vehicle | Personal & Recreational | HELOC | Student Loans

Meet Your Loan Officers Apply Today!

To apply for a Consumer Loan, please contact a
Loan Officer today.

Or, complete the application below and
mail, fax, or bring into one of our branch

Download Application

Farmers & Merchants
Bank & Trust

Attn: Loan Department
1644 Ludington Street
Marinette, WI 54143

Phone (715) 735-6617

Fax (715) 735-0230 
Tonnie Marcely photo  Sarah Harding photo Karen Cosby photo 
Tonnie Marcely
NMLSR #1472532
(715) 735-6617

Email | Bio
Sarah Harding
NMLSR #1255050
(715) 735-4226
Email | Bio
Karen Cosby
NMLSR #696964
(715) 732-5262
Email | Bio
Vehicle Loans

New and used car, truck, and motorcycle loans with competitive rates, flexible terms, prompt approval (usually in less than 24 hours), and exceptional service are available from Farmers & Merchants Bank & Trust.

Let us put you in the driver's seat of your next vehicle!

Farmers & Merchants Bank & Trust has loans available for you to purchase a boat, snowmobile, or other recreational vehicle, or whatever other reason you may need money.

With competitive interest rates and prompt approvals (usually in less than 24 hours), let us be your financial resource!

Home Equity Lines of Credit

The money you need for investments, college tuition, a new car, vacation, or home improvements is waiting for you - and it's in your house. If you're a homeowner, you may have built up substantial equity in your house. A Home Equity Line of Credit from Farmers & Merchants Bank & Trust is a way to unlock those dollars as you need them.

In many cases, interest paid on a home equity loan is tax deductible. Please consult your tax advisor regarding deductibility of interest.

Apply for a Home Equity Line of Credit today by visiting our Online Mortgage Center.

Student Loans

For college expenses not covered by scholarships and federal loans, Farmers & Merchants Bank & Trust has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.

Click here to apply and learn more details.
Want to learn more?
FMBT knows you may have a lot the questions when it comes to borrowing money. Get started on the right foot with these free 5-minute self-paced financial education modules brought to you by FMBT.
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Visit the FMBT Financial Education Center to access all the free digital financial education modules.