Careers at FMBT

Join us in Serving & Building Our Community

Founded in 1902, the Farmers & Merchants Bank & Trust is an independent community bank that has always been a leader in providing personal customer services to its customers. We credit our success to the outstanding, talented team we have developed.

If you are interested in becoming a part of our friendly, talented and knowledgeable team, check out the opportunities listed below.

Current Career Opportunities Available Are:

• Loan Documentation - Ludington Street - Marinette, WI
• Branch Manager - Loan Officer - Roosevelt Branch

Benefits Include

• Competitive Salary
• Medical & Dental Insurance
• Group Life Insurance
• Long-Term Disability
• Traditional Vacation Plan along with paid sick time and personal days
• Holiday Pay
• Profit Sharing

Applications are available at any of our three locations. Resumes, including salary requirements, can be mailed to:

Human Resources

1644 Ludington Street

PO Box 347

Marinette, WI 54143

EOE Statement:  Farmers & Merchants Bank & Trust is an equal employment opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, nation origin, disability status, protected veteran status or any other characteristic protected by law.

Loan Documentation Clerk

Job Title: Loan Documentation Clerk                          

Department: Lending                                                               

Reports To: Loan Operations Officer                                                               

EEOC Class: Non-Exempt                                                     

*Regular Work Days:  Monday – Friday – Some Saturdays May Be Required

*Regular Work Hours:  8:00 A.M. – 4:00 P.M. Monday, Tuesday, Wednesday & Friday; 8:00 A.M. – 5:00 P.M. Thursday

*Work hours/days listed, are intended to be a general schedule.  Employer may rearrange work schedule or request additional hours be worked to meet the needs of the business.

Job Summary:  To review loan documentation to ensure completeness of transaction, establishment of lien filings, and continued compliance with loan condition.

Essential Duties and Responsibilities include the following.  Other duties may be assigned.

• Review loan files to verify accurate documentation to support credit extensions in areas of Commercial, Real Estate and Consumer Lending.
• Loan Edits – Reviews edit reports for accuracy.
• Maintain and update filing, mailing and database systems for loan file documentation, to include: records for insurance, financial information, real estate tax payments and other loan related documentation as prescribed.
• Request and monitor receipt of deficient documentation and required compliance documentation.
• Paid Loans – Release Collateral and closing of file.
• Payoff Statements – Creates letter when payoff is requested by another financial institution or customer.
• Escrow Accounts – Run Annual Analysis.  Disburse Insurance and Tax Payments.
• Loan Documentation Scanning
• Assist bank customers.

Education/Experience:

High school diploma or equivalent

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Specific vision abilities required by this job include close vision.  While performing the duties of this Job the employee is regularly required to sit.  The employee is frequently required to talk, hear and lift up to 25 pounds.  The employee is occasionally required to stand, walk, climb stairs, bend and kneel.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The above statements are intended to describe the general nature and level of work being performed by people assigned to the classification.  They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.

Branch Manager/Loan Officer

Job Title: BRANCH MANAGER/LOAN OFFICER        

Department: Lending                                                               

Reports To: Head of Lending                                                                              

EEOC Class: Exempt

FLSA Status: Exempt

*Regular Work Days:  Monday – Friday – Some Saturdays May Be Required

*Regular Work Hours:  8:00 A.M. – 4:00 P.M. Monday - Friday

*When Working Sat:     8:00 A.M. – 12:00 Noon

Work hours/days listed are intended to be a general schedule.  Employer may rearrange work schedule or request additional hours be worked to meet the needs of the business.

Job Summary:

Responsible the day to day operations of the branch. Develops and maintains banking relationships with existing and prospective loan customers.    Sells and services all banking products to existing and potential customers and makes referrals when appropriate.  Represents the bank in the local community through active participation in community affairs.

Essential Duties and Responsibilities include the following.  Other duties may be assigned.

• With a good understanding of bank products/services and the customer’s current relationship, offers information on bank products and services that can benefit the customer and enhance their banking relationship. (Listens to the customer’s needs and matches those needs to the bank’s products and services resulting in referrals.)
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Approve loans within specified limits and refer loan applications outside those limits to management for approval.
• Originate in-house and secondary market loans for qualified applicants
• Analyze applicants’ financial status, credit, and property evaluations to determine credit worthiness.
• Stay abreast of new types of loans and other financial services and products in order to better serve the customers’ needs.
• Responds to customer inquiries and requests regarding account.
• Collection of delinquent loans
• Promotes and cross-sells other bank products and services as appropriate to customer requirements.
• Generates new business to assist in meeting establishment profitability goals.
• Project a positive image for the bank through community involvement and protect bank’s image by keeping mortgage loan information confidential.

Supervisory Responsibilities:

Directly supervises 2-10 employees in the Bank.  Carries out supervisory responsibilities in accordance with the organization’s policies and applicable laws.  Responsibilities include assisting HR with interviewing, hiring, and training employees, planning, assigning and directing work; appraising performance, rewarding and disciplining employees; addressing complaints and resolving problems.

Performance Factors:

To perform the job successfully, an individual should demonstrate the following competencies:

• High level of thoroughness
• Loan Quality Focus
• High level of professionalism
• High level of confidentiality
• Ability to prioritize workload and manage responsibilities
• Knowledge of compliance with banking regulations
• Proficient knowledge of Bank software programs, Microsoft, Office, and office systems.

Education/Experience:

A Bachelor’s Degree in finance, business or accounting with 3 years of lending experience.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Specific vision abilities required by this job include close vision.  While performing the duties of this Job the employee is regularly required to sit.  The employee is frequently required to talk, hear and lift up to 25 pounds.  The employee is occasionally required to stand, walk, climb stairs, bend and kneel.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The above statements are intended to describe the general nature and level of work being performed by people assigned to the classification.  They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel.