Careers at FMBT

Join us in Serving & Building Our Community

Founded in 1902, the Farmers & Merchants Bank & Trust is an independent community bank that has always been a leader in providing personal customer service to its customers. We credit our success to the outstanding, talented team we have developed.

If you are interested in becoming a part of our friendly, talented and knowledgeable team, check out the opportunities listed below.

Current Career Opportunities Available Are:

• Credit Analyst (Marinette - Ludington Street Branch)

  • Founded in 1902, the Farmers & Merchants Bank & Trust is an independent community bank that has always been a leader in providing personal customer service to its customers. We credit our success to the outstanding, talented team we have developed.

    Job Summary:

    This position is responsible for analyzing credit information pertaining to commercial loans. the credit analyst prepares or assists in the preparation of the Commercial Credit Presentations to the loan committee and/or the Board of Directors and provides assistance to the Commercial Lenders as requested.

    Job Responsibilities:

    1. Spread and make interpretive analysis of financial statements using the Bank's Cash Flow Analysis worksheet. Analyze sources of cash flow used for repayment, and identify and evaluate cash flow and ratio trends; identify business and industry risks, management and collateral support.

    2. Prepare credit write-ups for presentation at credit committee meetings, work closely with lending officers to ensure thorough underwriting and evaluation of business credit requests, and ensure compliance with the bank's loan policy and lending regulations.

    3.Prepare annual reviews and risk ratings of credits and track migration of credits among various grade levels.

    4. Assist with the Loan Review function to ensure appropriate credit grading, credit analysis and documentation.

    5. Assist in the preparation of monthly and quarterly loan reports for use by management and the Board of Directors.

    6. Monitor accounts receivable and inventory loans for adequate collateral coverage; monitor borrower compliance with loan covenants and reporting requirements; track and report results using the bank's exception tracking worksheet.

    7. Assist in the ongoing maintenance of all credit files, including filing of credit information and the purging of outdated information that is not needed in the credit files.

    Job Specifications/Competencies

    Education: Bachelor's Degree in Finance, Business Administration, Accounting or Economics

    Reports to: Senior Vice President/ Senior Lending Officer

    EOE Statement: Farmers & Merchants Bank & Trust is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, disability status, genetic information, pregnancy, protected veteran status or any other characteristic protected by law.

• Teller - Part Time (Marinette - Roosevelt Road Branch)

  • Founded in 1902, the Farmers & Merchants Bank & Trust is an independent community bank that has always been a leader in providing personal customer service to its customers. We credit our success to the outstanding, talented team we have developed.

    Regular Work Days: Monday - Friday and Saturday rotation

    Job Summary: Operate a teller station to perform a variety banking transactions, cross sell bank products, refer customers to appropriate area when needed, follow policies and procedures, provide quality customer service and maintain accurate records.

    Essential Duties and Responsibilities include the following. Other duties may be assigned.

    • Customer Relations – Greeting customers in a friendly and professional manner
    • Provide accurate and timely customer service.
    • Perform customer banking transactions and cross-selling Bank products.
    • Receives checks and cash for deposit to savings, checking accounts or loan payments. Verifies

    • deposit amounts, examines checks for endorsement and negotiability. * Cashes checks and pays money from savings and checking account upon verification of signatures and customer account balances. Inspects all checks, bonds, money orders, savings withdrawals to determine their negotiability.

    • Balancing cash drawer daily.
    • Assisting in maintaining security through: a) verification of identification of customers and documents b) complying with all Federal, State and Bank procedures and guidelines c)safekeeping of Bank assets.
    • Keeping informed of new and current Bank products and services and other information of interest to customers.
    • Stays current on applicable banking regulations and security procedures and practices to prevent fraud or other bank losses and to comply with regulatory requirements.
    • Answers customer inquiries and provides information in accordance with bank policies.
    • Resolving product or service concerns to ensure customers satisfaction: consulting with supervisor when necessary.
    • Responding to inquiries, providing product or service information and ensuring that customers receive the best possible service.
    • Performing other duties as assigned or requested

    • Performance Factors:
      To perform the job successfully, an individual must be able to perform each essential duty satisfactorily
      and should demonstrate the following competencies:

    • Ability to provide exceptional customer service to all customers.
    • High Level of Confidentiality.
    • Ability for high level of accuracy and detail.
    • Ability to prioritize workload and manage responsibilities.
    • Knowledge of compliance with banking regulations.
    • Proficient knowledge of Bank software programs, Microsoft, Office, and office systems.
    • Represents the bank in a professional and positive manner.
    • Maintains and acceptable attendance record.

    • Education/Experience:

    • High School diploma or equivalent
    • Past cash handling and customers service experience is preferred.
    • Ability to learn quickly in a fast-paced environment
    • PC and keyboard skills
    • High level of energy and positive attitude

    • EOE Statement: Farmers & Merchants Bank & Trust is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, disability status, genetic information, pregnancy, protected veteran status or any other characteristic protected by law.

Benefits Include

• Competitive Salary
• Medical & Dental Insurance
• Group Life Insurance
• Long-Term Disability
• Traditional Vacation Plan along with paid sick time and personal days
• Holiday Pay
• Profit Sharing
• Incentive Plan

Applications are available at any of our three locations. Resumes can be mailed to:

Human Resources

1644 Ludington Street

PO Box 347

Marinette, WI 54143

EOE Statement:  Farmers & Merchants Bank & Trust is an equal employment opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, nation origin, disability status, protected veteran status or any other characteristic protected by law.