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FMBT will be closed Thursday, June 19th. We will be open for normal business hours, Friday, June 20th.

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Business Checking Accounts

Home Business Business Checking Accounts
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Find the Right Account for Your Business's Needs

Your checking account should fit what your business needs. Whether you run a large corporation with hundreds of customers or are a small business owner who knows most of your customers by name, we can help!

Compare Our Account Options

Need help finding the right account for your business? Use our comparison table to see what each of our accounts offer. You can also contact any of our Relationship Bankers to assist with choosing an account.

 

Business

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Compare Our Account Options

 

Commercial

Commercial with Interest

Small Business 50/50

The ideal account for…

Business with larger volume of transactions that need a low-cost account and want to offset fees with an earnings credit.

Business with a higher balance that wants to earn interest while still having easy access.

Businesses with low-to-moderate volume. A simple and easy-to-use account.

Special benefits

  • No minimum balance
  • No charge for electronic funds transfers and on-us deposit items
  • Online Banking
  • Fees can be offset with monthly earnings credit
  • No charge for electronic funds transfers and on-us deposit items
  • Online Banking
  • Interest-bearing account
  • No charge for  electronic funds transfers and on-us deposit items
  • Online Banking

 

Requirements & fees

  • $100 minimum balance to open
  • $3 monthly maintenance fee
  • $0.15 fee per check
  • $0.03 per transit check deposit if MICR pre-encoded; otherwise $0.06 
  • $100 minimum balance to open
  • $750 minimum balance to avoid maintenance fee of $5 (waived if minimum balance is maintained)
  • $0.15 per check fee (waived if minimum balance is maintained)
  • $0.06 per transit check deposit (waived if minimum balance is maintained)
  • $100 minimum balance to open
  • $250 minimum balance to avoid maintenance fee of $2.50 (waived if minimum balance is maintained)
  • Per check fee: 50 free per cycle, then $0.25 each
  • Per transit check deposit fee: 50 free per cycle, then $0.10 each

 

How to get started

Contact a Relationship Banker OR Stop by one our branches

When opening an account, bring the following with you:

  • Corporations: articles of incorporation, IRS EIN letter, driver’s license (or copy) and Social Security number for each owner
  • LLCs: articles of organization, IRS EIN letter, driver’s license (or copy) and Social Security number for each member

 A detailed account disclosure is available upon request.

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Contact Information

Ludington:  (715) 735-6617

Roosevelt:  (715) 732-4411

Crivitz:  (715) 854-7445

EZ Access Banking:  (877) 735-4228

Lost/Stolen Debit Card?:  (833) 613-0441

Lost/Stolen Credit Card?:  (866) 552-8855

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