eBanking Services for Businesses
Manage Your Business Finances More Efficiently
Are you spending too much time managing your accounts and cash flow using outdated tools? Do you wish you had more capabilities when managing your business finances?
Our suite of eBanking services are ideal for businesses of any size and type. The focus of services like Business Online Banking, Deposit Advantage and Merchant Services is:
- To give you whatever capabilities you need to best manage your finances
- Streamline various aspects of your business to give you back time
- Help you provide more convenience and better service to your customers
Business Online Banking
Access your FMBT business accounts whenever you want with Business Online Banking! This comprehensive online tool gives you the power to do more than just check account balances:
- Control employee access to accounts and transactions with robust administrative tools.
- Manage outstanding checks with real-time stop payments. No need to wait for banking hours to take care of business!
- Go digital with your bank statements with eStatements. No more paper statements cluttering up file cabinets!
- Access your business accounts on the go with FMBT Business Mobile Banking
Start getting the most out of your business accounts with Business Online Banking by getting in touch with a Relationship Banker today.
Business Mobile Banking
Take your FMBT business accounts with you! Business Mobile Banking gives you many of the powerful features of Business Online Banking in the palm of your hand! Whether you're at work, at an event or relaxing at home, Business Mobile Banking is there whenever you need it.
- View balances and account history
- Transfer between accounts
- Approve transactions
To make running your business even more convenient with Business Mobile Banking, get in touch with a Relationship Banker today.
Business Mobile Deposit
Mobile Deposit gives you the ability to deposit checks electronically to your FMBT accounts without needing to visit the bank!
Using your Apple or Android smartphone or tablet, you can simply take pictures of the front and back of your check and choose which account you’d like it deposited to using FMBT's Business Mobile Banking app.
Here’s how to get started with Business Mobile Deposit:
- Login to your Business Mobile Banking app.
- Click on the Deposit button.
- Click New Deposit.
- Select the account the check is being deposited to and enter the check amount.
- Click the Capture front image button, to take a picture of the front of the check.
- Click the Capture back image button, to take a picture of the back of the check.
- Make sure to endorse the check "For FMBT Mobile Deposit Only" along with the business name.
- To process the deposit click the Deposit button.
- Confirm the deposit by clicking the Confirm button.
Reminders for Using Mobile Deposit
- We reserve the right to reject any deposit.
- Endorsements must include "For FMBT Mobile Deposit only" along with the business name, or the name on the front of the check.
- Stay within deposit limits, generally $2,500 per deposit and $5,000 per business day.
- Keep your check for 60 days in case there would be an issue with processing.
- Funds deposited by 3:00 PM CST are generally available the next business day from the day of deposit.
ACH Alerts/Positive Pay
Prevent fraudulent losses with Positive Pay, a proactive security upgrade that helps monitor your transactions.
- Automated transaction review
- Fraud protection
- Approve or decline transactions before they post
- Used for checks and/or ACH entries
Deposit Advantage - Remote Deposit Capture
Why continue to waste time and money by taking deposits to the bank yourself? Deposit Advantage gives you back lost time while digitizing your deposits for simpler account management. How?
- We help you set up the software and scanner
- When you need to deposit business checks, simply scan checks right there at your office (or even across multiple locations!)
- Your funds get deposited into your checking account
- You receive digital copies of the checks for secure electronic storage
Gain time and efficiency by getting in touch with a Relationship Banker today to get started with Deposit Advantage.
Merchant Services
We’ve partnered with Clover by FiServ to make it easier for your customers to do business with you. By tailoring your service suite to your specific business, we ensure you have what you need to manage your cash flow as quickly and easily as possible.
Our service offerings include:
- Transaction Processing Equipment
- Credit and Debit Cards
- Gift, Loyalty, and Rewards Cards
- Petroleum and Fleet Cards
- Electronic Check and Check Services
- NPC Secure and NPC Mobile
To increase convenience for your customers and yourself, get in touch with a Relationship Banker today.
