Trust Services

Providing Peace of Mind for You and Your Family

"What will happen to my family when I'm gone? Will they be taken care of?"

Thinking about your loved ones and their financial security can be a source of stress. However, we can help ensure that your legacy is passed on and your loved ones provided for through our trust & estate planning services.

Farmers & Merchants Bank & Trust has a full-service trust department that is staffed by experienced, qualified officers. Started in 1972, the department is led by Attorney Thomas K. Maxwell Sr.

Benefits of trust & estate administration

Trust and estate administration is important to make sure that your estate is administered objectively and professionally. Family members usually don’t have the experience or time to do this efficiently or effectively. Therefore, hiring an outside objective party to administer your estate is a good decision.

Estate planning is essential if you want to preserve assets you’ve accumulated, minimize taxes, and make sure that those assets are distributed to your loved ones. Proper planning can also avoid the confusing hassle of probate.

Here are some of the specific trust services we offer

Our trust department has the expertise to administer your estate service as the estate’s Personal Representative. Duties performed include:

• Inventorying and protecting assets
• Paying creditors’ claims and expenses
• Filing all tax returns required by law
• Accounting for all financial transactions
• Distributing your estate exactly the way you direct in your will or trust

We also offer services for estate planning

For effective estate planning, call on our experts to design a plan that will fit your needs. We will work with you and your attorney to establish a trust that will provide expert objective management of your assets. Benefits include:

• Minimizing taxes
• Preservation of assets
• Probate avoidance
• Transfer of assets
• Protection of assets

Get in touch with one of our Trust Officers to start the conversation about your specific wishes today.