Skip to Content
Farmers & Merchants Bank & Trust
  • 1-800-789-6617
  • Contact Us
  • Locations & Hours
Facebook Icon Menu
  • Home
  • Business
    • Commercial Loans
    • Business Checking Accounts
    • Savings & Money Market Accounts
    • eBanking
    • Business Credit Cards
    • Deposit Rates
  • Personal
    • eBanking
    • Checking Accounts
    • Savings & Money Market Accounts
    • CDs and IRAs
    • Deposit Rates
    • Fraud & Identity Theft
    • Galaxies Unlimited Kids Club
    • Horizons Unlimited Senior Club
    • Personal Credit Cards
    • Debit Cards
  • Trust
    • Trust Services
  • Lending
    • Commercial Loans
    • Mortgage Loans
    • Consumer Loans
    • Personal Credit Cards
    • Business Credit Cards
    • NMLSR Numbers
    • HELOC Special
  • About Us
    • Mission and History
    • Meet the FMBT Team
    • Security & Privacy
    • Hi-Q
      • Advisor Resource Tab
    • Locations & Hours
  • Blog
  • Careers
Online Banking

Money Matters Blog

Home Blog Family
  • Aa
  • Aa
  • Aa
  • Special, Yet Inexpensive Christmas Gift Ideas

    October 5, 2020

    Categories: Budget, Family, Save, Seasonal

    As joyful and exciting as the holiday season is, getting memorable gifts for your loved ones can bring about some financial stress. It’s always good to remind yourself that the price doesn’t always determine the quality of the gift you give. Rather than spending a fortune on big gifts that your loved ones might not even use, try one of these special gifts which are affordable and meaningful at the same time. 

    Memory...
    Read More


  • Finance Tips for Soon-To-Be Newlyweds

    September 13, 2020

    Categories: Budget, Family, Save

    Whether you’re getting married in the next few weeks or in the coming years, this exciting time of your life comes with serious things to think about and discuss. How you manage money will change once you get married, so planning it out beforehand is a must. Here are some tips for you and your partner before you say “I Do”. 

    Talk about your debt 

    Honesty is key in a relationship, which means it’s time to be honest about what...
    Read More


    Tags: finance tips, newlyweds

  • Smart Money Choices for First-Time Parents

    July 13, 2020

    Categories: Budget, Family, Save

    Entering parenthood can be one of the most exciting – and scary – times in life. The financial aspect of raising children is just one small piece to the parenting puzzle, but it’s an important piece. We’re here to help you make smart money choices you might not have thought to make. 

    1. Re-think Your Budget 

    Budgeting for two is completely different than budgeting for a family of three. The list of supplies needed for...
    Read More


    Tags: first-time parents, smart money choices

  • Homeowner Costs People Forget About

    May 11, 2020

    Categories: Family, Mortgages, Save

    Are you thinking about taking the big step of becoming a homeowner? Purchasing your first house is a significant and exciting change, but it can be easy to get caught up in the excitement and forget about certain costs. If you want to make sure you have all of your financial bases covered before owning a house, keep reading!

    Lawn Upkeep

    The cost of maintaining a lawn is one people often underestimate. Whether you hire someone to keep your lawn looking fresh or decide to do it...
    Read More


    Tags: buying a house, forgotten home costs, homeowner costs

  • 5 Things to Teach Your Kids About Money

    May 4, 2020

    Categories: Budget, Family, Save

    Parenting isn’t easy, and we are here to help you in whatever ways we can. Keep reading to learn 5 simple and important things to teach your kids about money!

    1. The Importance of Saving

    The easiest way to encourage your kids to save money is by getting them a piggy bank. Most kids find that adding money to their piggy bank is rewarding. Encourage them to add money to their piggy bank as they earn it, and then bring to the bank when it’s full to deposit. Did you know that...
    Read More


    Tags: good money habits, money responsibility, teach your kids about money

  • 5 Games That Will Help Your Kids Learn About Savings

    April 6, 2020

    Categories: Budget, Family, Save

    Teaching your kids about saving money can be quite the undertaking. Luckily, there are games and fun ways to help your children engage with this learning process. Check out these 5 games that will help your kids learn more about saving.

    1. Monopoly

    Not only is Monopoly a fun family game, but it’s also a great game to teach kids about money. The game can get lengthy, but it teaches some valuable lessons. Not only do you learn how to save your money, but you also learn about making...
    Read More


    Tags: kids, savings

  • Money Responsibility 101: Family Edition

    February 17, 2020

    Categories: Budget, Family, Save

    Financial responsibility starts in the home. If it’s not something you were taught as a child, it can be difficult to model it in the home as an adult. The good news is, it’s never too late to start! Here’s what you need to know to kick your household into gear. 

    Do It Together

    The more, the merrier! Many parents feel anxious to talk about finances with the entire household. However, each member of the household will benefit from having an open conversation...
    Read More


    Tags: family, money responsibility

  • Budget-Friendly Fun For Kids

    October 21, 2019

    Categories: Budget, Family, Save

    Finding free or inexpensive activities for your kids can be a challenge. It’s great to get them active and out of the house, but at this point, you’re out of ideas. We have crafted the perfect list of kid-friendly things to do that won’t break the bank!

    Movie Marathon

    If it’s chilly outside and the kids are looking to wind down, a movie marathon is a great idea! Make a theme of it by making snacks to go with the movies you decide to watch. Think popcorn “snowballs”...
    Read More


    Tags: budget, kids

Featured Blogs

  • FMBT’s Response to Silicon Valley & Signature Bank Failures

  • Cybersecurity for Beginners

    Cybersecurity for Beginners

    Categories: Cyber Security

  • Categories
  • Recent
  • Archives
  • Budget
  • Community
  • Cyber Security
  • Family
  • General
  • Mortgages
  • Retirement
  • Save
  • Seasonal
  • FMBT’s Response to Silicon Valley & Signature Bank Failures
  • Stay Safe Online While Holiday Shopping
  • Special, Yet Inexpensive Christmas Gift Ideas
  • How to Know if it’s the Right Time to Refinance
  • Finance Tips for Soon-To-Be Newlyweds
  • Most Common Money Mistakes to Avoid in Your 30s
  • 5 Steps Towards Tackling Your Student Loans
  • Smart Money Choices for First-Time Parents
  • Finance Tips Your Kids Should Know Before College
  • Tom Maxwell and FMBT Recognized by Marinette School District
  • March 2023
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • Personal
  • Business

Online Banking

Enroll Forgot Password?

Online Banking

Forgot password or PIN?
  • Deposit Rates
  • Order Checks
  • Financial Education Center
  • Contact Us

Popular Visited Pages

  • eBanking for Individuals and Families
  • Meet the FMBT Team
  • Locations & Hours
  • Contact Us
  • Your Hub for Hi-Q
  • Checking Accounts
  • Deposit Rates
  • Careers at FMBT
  • Our Mission and History
  • Mortgage & Home Loans
  • Security & Privacy
  • Commercial Loans
  • Business Checking Accounts
  • Blog
  • Calculators

Contact Information

Ludington:  (715) 735-6617

Roosevelt:  (715) 732-4411

Crivitz:  (715) 854-7445

EZ Access Banking:  (877) 735-4228

Lost/Stolen Debit Card?:  (833) 613-0441

Lost/Stolen Credit Card?:  (866) 552-8855

Routing #:  075901037 *

* Not to be used for wire transfers. Please call us for wire instructions.

© 2023 Farmers & Merchants Bank & Trust. All rights reserved.
Privacy Policy | Mobile Privacy Policy | Terms of Use | USA Patriot Act | Website Accessibility Notice | Sitemap
Financial site created and powered by VGM Forbin.

  • FDIC Logo
  • Equal Housing Logo
Back to Top
Close
  • Home
  • Business
    • Commercial Loans
    • Business Checking Accounts
    • Savings & Money Market Accounts
    • eBanking
    • Business Credit Cards
    • Deposit Rates
    • Back
  • Personal
    • eBanking
    • Checking Accounts
    • Savings & Money Market Accounts
    • CDs and IRAs
    • Deposit Rates
    • Fraud & Identity Theft
    • Galaxies Unlimited Kids Club
    • Horizons Unlimited Senior Club
    • Personal Credit Cards
    • Debit Cards
    • Back
  • Trust
    • Trust Services
    • Back
  • Lending
    • Commercial Loans
    • Mortgage Loans
    • Consumer Loans
    • Personal Credit Cards
    • Business Credit Cards
    • NMLSR Numbers
    • HELOC Special
    • Back
  • About Us
    • Mission and History
    • Meet the FMBT Team
    • Security & Privacy
    • Hi-Q
      • Advisor Resource Tab
    • Locations & Hours
    • Back
  • Blog
  • Careers
  • Search