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  • Stay Safe Online While Holiday Shopping

    October 12, 2020

    Categories: Cyber Security, Seasonal

    Soon it will be the season for spending time with family, making hot chocolate, building snowmen and, of course, buying presents! With the wonderful power of technology, we can surround the Christmas tree with gifts in just a few clicks. Keep reading to learn all about cyber safety while you shop this holiday season. 

    Watch out for enticing ads. 

    It’s common to come across pop-up ads or...
    Read More


  • Special, Yet Inexpensive Christmas Gift Ideas

    October 5, 2020

    Categories: Budget, Family, Save, Seasonal

    As joyful and exciting as the holiday season is, getting memorable gifts for your loved ones can bring about some financial stress. It’s always good to remind yourself that the price doesn’t always determine the quality of the gift you give. Rather than spending a fortune on big gifts that your loved ones might not even use, try one of these special gifts which are affordable and meaningful at the same time. 

    Memory...
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  • 10 Saving Resolutions to Make This Year

    January 6, 2020

    Categories: Budget, Save, Seasonal

    Start the year out strong so you can finish the end of next year with a bang! These are some of our favorite savings resolutions that are great for novice savers or experts!

    1. Start with the emergency fund.

    The first step you should take this year is to make steps to build up an emergency fund. Don’t let the unexpected set you painfully back in your budget and even from your ability to pay bills. Seventy eight percent of Americans live paycheck to paycheck and cannot afford...
    Read More


    Tags: saving resolutions, savings

  • Ways to Be Giving This Season (Even If Cash is Tight)

    December 1, 2019

    Categories: Budget, Save, Seasonal

    You don’t have to have extravagant wealth to take part in the season of giving. The definition of charitable is “relating to the assistance of those in need”. While a charitable gift of money can definitely be helpful, there are many other meaningful ways to give that leave a lasting impact on a family. These are some of our favorites. 

    Donate Your Time

    Time is a valuable commodity that few give freely. There are many organizations in the area that would love...
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    Tags: giving, holiday

  • Energy Saving Tips for The Cooler Weather

    November 11, 2019

    Categories: Budget, Save, Seasonal

    Now that cooler weather is rolling in, it’s time to review your energy saving strategy. Farmers & Merchants Bank & Trust is here to offer you plenty of fantastic ideas to increase your savings this season.

    Buy A Humidifier

    Humidifiers offer health benefits as well as bigger savings! Humidity keeps your warm, forced air trapped in the living area in the house longer, thus satisfying your thermostat longer.

    Switch Out the Air Filters

    Even though it’s a little...
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    Tags: energy bill, energy saving

Featured Blogs

  • FMBT’s Response to Silicon Valley & Signature Bank Failures

  • Cybersecurity for Beginners

    Cybersecurity for Beginners

    Categories: Cyber Security

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